diff --git a/docs/campaign-topics-trucking.md b/docs/campaign-topics-trucking.md
index e6aed2a..947f79d 100644
--- a/docs/campaign-topics-trucking.md
+++ b/docs/campaign-topics-trucking.md
@@ -132,6 +132,26 @@ Each topic maps to a service we sell.
 
 ---
 
+## 💰 FINANCIAL SERVICES (Referral/Affiliate)
+
+### 16. "Stop Waiting 30-90 Days to Get Paid"
+- Freight factoring: get paid same-day on invoices (2-5% fee)
+- Cash advances for fuel, insurance, repairs
+- Fuel cards with discounts (Comdata, EFS, etc.)
+- Top vendors to partner with: TAFS, Apex Capital, RTS Financial, OTR Solutions, Triumph Pay
+- Revenue model: $100-500 referral fee per carrier, ongoing commission on volume
+- **CTA:** Check the "interested in factoring" box on order success page
+- **Sells:** Referral commissions, carrier retention (sticky relationship)
+
+### 17. "Fuel Cards That Save You $0.20+/Gallon"
+- Bundled with factoring or standalone
+- Major networks: Comdata, EFS, TCS, WEX
+- Discounts at TA/Petro, Pilot/Flying J, Love's
+- **CTA:** Request info on our fuel card program
+- **Sells:** Fuel card referral commissions
+
+---
+
 ## 📊 CAMPAIGN PRIORITY (by audience size)
 
 | Priority | Topic | Audience Size | Expected Conv |
diff --git a/site/public/order/success/index.html b/site/public/order/success/index.html
index c256b63..a6f7e03 100644
--- a/site/public/order/success/index.html
+++ b/site/public/order/success/index.html
@@ -87,6 +87,18 @@ Activate Portal Account
   <a id="upsell-state-link" href="/order/dot-compliance" style="display:inline-block;padding:10px 24px;background:#ea580c;color:#fff;font-weight:600;border-radius:8px;text-decoration:none;font-size:14px">Check State Requirements →</a>
 </div>
 
+<!-- Financing / factoring interest capture (shown for trucking orders) -->
+<div id="upsell-financing" class="hidden" style="background:#f8fafc;border:1px solid #e2e8f0;border-radius:12px;padding:16px;margin-bottom:24px">
+  <label style="display:flex;align-items:flex-start;gap:12px;cursor:pointer">
+    <input type="checkbox" id="financing-interest" style="margin-top:3px;width:18px;height:18px;accent-color:#2563eb;flex-shrink:0">
+    <div>
+      <span style="font-weight:600;color:#1a2744;font-size:14px">Interested in freight factoring or cash advances?</span>
+      <p style="font-size:13px;color:#64748b;margin:4px 0 0">Get paid same-day on your invoices instead of waiting 30-90 days. We work with reputable factoring companies that specialize in trucking. Check this box and we'll send you more info — no obligation.</p>
+    </div>
+  </label>
+  <p id="financing-status" style="font-size:12px;margin:8px 0 0 30px;color:#059669" hidden></p>
+</div>
+
 <!-- Footer actions --> <div class="flex flex-col sm:flex-row gap-3"> <a href="https://portal.performancewest.net" class="flex-1 inline-flex items-center justify-center gap-2 border border-pw-300 text-pw-700 hover:bg-pw-50 font-semibold px-6 py-3 rounded-lg transition-colors text-sm"> <svg class="w-4 h-4" fill="none" viewBox="0 0 24 24" stroke="currentColor" stroke-width="2"><path stroke-linecap="round" stroke-linejoin="round" d="M17.982 18.725A7.488 7.488 0 0012 15.75a7.488 7.488 0 00-5.982 2.975m11.963 0a9 9 0 10-11.963 0m11.963 0A8.966 8.966 0 0112 21a8.966 8.966 0 01-5.982-2.275M15 9.75a3 3 0 11-6 0 3 3 0 016 0z"></path></svg>
 Go to Client Portal
 </a> <a href="/" class="flex-1 inline-flex items-center justify-center gap-2 bg-pw-700 hover:bg-pw-800 text-white font-semibold px-6 py-3 rounded-lg transition-colors text-sm">
@@ -233,7 +245,6 @@ Send reset link
           var insEl = document.getElementById("upsell-insurance");
           if (insEl) {
             insEl.classList.remove("hidden");
-            // Pre-fill from order data
             var email = orders[0].customer_email || "";
             var name = orders[0].customer_name || "";
             var nameEl = document.getElementById("ins-upsell-name");
@@ -242,6 +253,10 @@ Send reset link
             if (emailEl && email) emailEl.value = email;
           }
 
+          // Show financing interest checkbox
+          var finEl = document.getElementById("upsell-financing");
+          if (finEl) finEl.classList.remove("hidden");
+
           // Show state compliance upsell for new carriers
           if (isNewCarrier) {
             var stateEl = document.getElementById("upsell-state");
@@ -251,6 +266,27 @@ Send reset link
       }).catch(function() {});
   }, 1500);
 
+  // Financing interest checkbox
+  document.addEventListener("change", function(e) {
+    if (e.target && e.target.id === "financing-interest" && e.target.checked) {
+      fetch(API + "/api/v1/insurance-leads", {
+        method: "POST",
+        headers: { "Content-Type": "application/json" },
+        body: JSON.stringify({
+          name: (document.getElementById("ins-upsell-name") || {}).value || "",
+          email: (document.getElementById("ins-upsell-email") || {}).value || "",
+          phone: "",
+          source: "post_order_financing_interest",
+          order_id: orderId,
+          notes: "Interested in freight factoring / cash advances"
+        })
+      }).then(function() {
+        var st = document.getElementById("financing-status");
+        if (st) { st.hidden = false; st.textContent = "Got it! We'll send you information about factoring options."; }
+      }).catch(function() {});
+    }
+  });
+
   // Insurance upsell submit
   document.addEventListener("click", function(e) {
     if (e.target && e.target.id === "ins-upsell-btn") {