diff --git a/site/public/tools/dot-compliance-check/index.html b/site/public/tools/dot-compliance-check/index.html
index b16d83f..198b479 100644
--- a/site/public/tools/dot-compliance-check/index.html
+++ b/site/public/tools/dot-compliance-check/index.html
@@ -230,6 +230,28 @@ Send reset link
       html += '</div></div>';
     });
 
+    // Insurance lead capture — auto-checked if insurance issue found
+    var hasInsuranceIssue = (data.checks || []).some(function(c) {
+      return c.id === "insurance" && c.status === "red";
+    });
+
+    if (hasInsuranceIssue) {
+      html += '<div class="bg-blue-50 border-2 border-blue-300 rounded-xl p-5 mt-2">';
+      html += '<label class="flex items-start gap-3 cursor-pointer">';
+      html += '<input type="checkbox" id="ins-lead-check" checked class="mt-1 accent-blue-600 w-5 h-5">';
+      html += '<div>';
+      html += '<span class="font-bold text-blue-900 text-sm">Get a free trucking insurance quote</span>';
+      html += '<p class="text-xs text-blue-700 mt-1">Your FMCSA insurance filing shows a gap. We can connect you with a licensed trucking insurance agent to get you properly covered — no obligation.</p>';
+      html += '</div></label>';
+      html += '<div id="ins-lead-form" class="mt-3 ml-8 space-y-2">';
+      html += '<input type="text" id="ins-lead-name" placeholder="Your name" value="' + (data.legal_name || '') + '" class="w-full px-3 py-2 text-sm border border-blue-200 rounded-lg outline-none focus:border-blue-400">';
+      html += '<input type="email" id="ins-lead-email" placeholder="Email address" class="w-full px-3 py-2 text-sm border border-blue-200 rounded-lg outline-none focus:border-blue-400">';
+      html += '<input type="tel" id="ins-lead-phone" placeholder="Phone number" value="' + (data.telephone || '') + '" class="w-full px-3 py-2 text-sm border border-blue-200 rounded-lg outline-none focus:border-blue-400">';
+      html += '<button type="button" id="ins-lead-submit" class="px-6 py-2 bg-blue-600 text-white font-semibold rounded-lg text-sm hover:bg-blue-700">Request Insurance Quote</button>';
+      html += '<p id="ins-lead-status" class="text-xs hidden"></p>';
+      html += '</div></div>';
+    }
+
     // CTA
     var redCount = (s.red || 0);
     if (redCount > 0) {
@@ -248,6 +270,70 @@ Send reset link
 
     resultsEl.innerHTML = html;
     resultsEl.classList.remove("hidden");
+
+    // Insurance lead checkbox toggle
+    var insCheck = document.getElementById("ins-lead-check");
+    var insForm = document.getElementById("ins-lead-form");
+    if (insCheck && insForm) {
+      insCheck.addEventListener("change", function() {
+        insForm.style.display = insCheck.checked ? "block" : "none";
+      });
+    }
+
+    // Insurance lead submit
+    var insBtn = document.getElementById("ins-lead-submit");
+    if (insBtn) {
+      insBtn.addEventListener("click", function() {
+        var name = document.getElementById("ins-lead-name").value.trim();
+        var email = document.getElementById("ins-lead-email").value.trim();
+        var phone = document.getElementById("ins-lead-phone").value.trim();
+        var statusEl = document.getElementById("ins-lead-status");
+        if (!email) { statusEl.textContent = "Please enter your email."; statusEl.className = "text-xs text-red-600"; statusEl.classList.remove("hidden"); return; }
+        insBtn.disabled = true;
+        insBtn.textContent = "Submitting...";
+
+        fetch(API + "/api/v1/tickets", {
+          method: "POST",
+          headers: { "Content-Type": "application/json" },
+          body: JSON.stringify({
+            category: "insurance_lead",
+            subject: "Insurance Lead — " + data.legal_name + " (DOT " + data.dot_number + ")",
+            message: [
+              "Insurance lead from DOT Compliance Checker.",
+              "",
+              "Carrier: " + data.legal_name,
+              "DOT#: " + data.dot_number,
+              "Location: " + (data.phy_city || "") + ", " + (data.phy_state || ""),
+              "Fleet: " + (data.fleet ? data.fleet.power_units + " trucks, " + data.fleet.drivers + " drivers" : "unknown"),
+              "Phone: " + (phone || data.telephone || "not provided"),
+              "",
+              "Insurance deficiency: " + ((data.checks || []).filter(function(c) { return c.id === "insurance"; })[0] || {}).detail,
+              "",
+              "Contact: " + name,
+              "Email: " + email,
+              "Phone: " + phone,
+            ].join("\n"),
+            email: email,
+            name: name,
+          })
+        }).then(function(r) {
+          if (r.ok) {
+            statusEl.textContent = "Submitted! We'll be in touch within 1 business day.";
+            statusEl.className = "text-xs text-green-700";
+            statusEl.classList.remove("hidden");
+            insBtn.textContent = "Submitted";
+          } else {
+            throw new Error("Failed");
+          }
+        }).catch(function() {
+          statusEl.textContent = "Something went wrong. Email info@performancewest.net instead.";
+          statusEl.className = "text-xs text-red-600";
+          statusEl.classList.remove("hidden");
+          insBtn.disabled = false;
+          insBtn.textContent = "Request Insurance Quote";
+        });
+      });
+    }
   }
 
   // Auto-fill from URL