1. Insurance "on file" check: undefined !== null was true, falsely
showing green. Changed to !!field && field !== "0".
2. Insurance lead ticket: filtered for c.id === "insurance" but
actual IDs are insurance_bipd/cargo/bond. Fixed to match prefix.
3. Bundle pricing: was $499 for $376 of services (MORE than
individual). Now includes Safety Audit Prep ($399), making
individual total $775 and bundle saves $276.
4. Order page submit button: inline styles for visibility
(bg-orange-500 not in Astro CSS).
UCR $46 gov fee confirmed correct for 2026 (fees stayed flat).
Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>
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