new-site/scripts/workers/services/gov_fee.py
justin ea695d6828 feat(govfee): exact fees + agency processing fees; IRP email/invoice reconciliation
- gov_fee: add AGENCY_PROCESSING_FEE (per-service card/convenience fee passed
  through so the customer pays the true all-in cost); estimate_gov_fee now folds
  it into the billed total. IFTA/intrastate/UCR fees are published/near-exact.

- IRP fees can't be looked up — only the base state computes them. New
  irp_filing.py: emails the base-state IRP unit a Schedule A/B request (Reply-To
  the IRP filings mailbox, [PW-IRP CO-...] subject tag), and a 15-min cron
  (irp_invoice_poller) scans the mailbox for the state's invoice reply, parses
  the exact apportioned fee, Telegram-alerts you, and bills the customer the
  EXACT amount via a gov-fee child order + payment link. Then it proceeds to
  ready_to_file for your final approval.

- state_trucking gov-fee gate now routes IRP to the email/invoice path and
  IFTA/intrastate to immediate exact-fee billing.

- Mailbox is configurable (IRP_FILINGS_IMAP_* in app.env.j2); falls back to
  OPS_IMAP_* filtered by the [PW-IRP] tag until a dedicated mailbox exists.

Telegram alerts fire on IRP submission sent, invoice received (billed), and
un-parseable replies (so you can read + enter the fee manually).
2026-06-16 04:58:14 -05:00

291 lines
13 KiB
Python

"""Government (state) fee estimation + collection for at-cost trucking services.
At-cost services (IRP, IFTA, intrastate authority, ...) only collect our service
fee at checkout. The real government fee is variable and must be collected
separately, at cost, before we file. This module:
1. estimate_gov_fee(slug, intake) -> GovFeeEstimate
Best-effort estimate of the state fee from the carrier's intake (base state,
operating states, power units, weight bracket). For IRP this is an
order-of-magnitude estimate ONLY (true apportioned fees are known when the
state portal computes them); for fixed/near-fixed fees (IFTA license +
decals, most intrastate authority filings) it is exact-ish.
2. create_gov_fee_order(...) -> child order_number
Creates a CHILD compliance_orders row (service_fee_cents = 0, gov_fee_cents
= estimate) linked to the parent via parent_order_number, so it flows
through the existing checkout/payment-picker/webhook unchanged.
3. send_gov_fee_payment_email(...)
Emails the customer a payment link (every method + correct surcharges).
Design note on surcharges: the payment page itself shows ACH at 0% (Stripe ACH
is 0.8% capped $5 — absorbed), card/PayPal 3%, Klarna 6%, crypto 0%. We do not
hardcode those here; the existing /order page + create-session own that.
"""
from __future__ import annotations
import json
import logging
import os
import secrets
from dataclasses import dataclass, field
LOG = logging.getLogger("workers.services.gov_fee")
SITE = os.getenv("PUBLIC_SITE_URL", "https://performancewest.net").rstrip("/")
# IFTA: license is typically free; decals ~$0-$6 each, 1 set (2 decals) per
# qualifying power unit. We bill a flat, transparent per-unit decal cost and note
# it is at cost. Most base states are $0-$10 for a 1-2 truck fleet.
IFTA_DECAL_FEE_PER_UNIT_CENTS = int(os.getenv("IFTA_DECAL_FEE_PER_UNIT_CENTS", "1000")) # $10/unit set, conservative
# Intrastate authority: state filing fee, fixed per state. Conservative
# defaults; refine per state as we confirm exact amounts. Cents.
INTRASTATE_AUTHORITY_FEE_CENTS = {
"SC": 0, # SC intrastate handled via federal authority; nominal/none
"TX": 10000, # TxDMV intrastate
"CA": 0, # MCP handled separately
"FL": 5000,
"GA": 5000,
"_default": 5000,
}
# IRP apportioned registration is genuinely variable (apportioned by fleet
# miles per jurisdiction + registered weight). We can only ESTIMATE here; the
# exact fee comes from the base-state IRP portal at filing time. Estimate model:
# per_unit_base * power_units * weight_multiplier * jurisdiction_factor
# This is intentionally conservative (errs high) so a customer is never
# surprised by a higher real fee; any overage is refunded / underage re-billed.
IRP_PER_UNIT_BASE_CENTS = int(os.getenv("IRP_PER_UNIT_BASE_CENTS", "150000")) # $1,500/truck base
IRP_WEIGHT_MULTIPLIERS = {
"under_26k": 0.6,
"26k_to_80k": 1.0,
"over_80k": 1.4,
"_default": 1.0,
}
# Agency / government payment-processing (card convenience) fees. Many state
# portals add a card convenience fee on top of the statutory fee; we pass it
# through so the customer pays the true all-in cost. Modeled as a percentage of
# the government fee plus an optional flat add-on, per service. Refine per state
# as confirmed. (pct_of_gov_fee, flat_cents)
AGENCY_PROCESSING_FEE = {
"irp-registration": (0.0, 0), # SC IRP invoice states the all-in total; no extra
"ifta-application": (0.0, 0), # decals billed at cost; no card fee on a tiny amount
"intrastate-authority": (0.0, 0), # filing fee paid by check/ACH; no card fee
"ucr-registration": (0.0, 0), # ucr.gov includes no separate convenience fee
"_default": (0.0, 0),
}
def agency_processing_fee_cents(slug: str, gov_fee_cents: int) -> int:
"""Government/agency card-convenience fee passed through to the customer."""
pct, flat = AGENCY_PROCESSING_FEE.get(slug, AGENCY_PROCESSING_FEE["_default"])
return int(round(gov_fee_cents * pct / 100.0)) + flat
@dataclass
class GovFeeEstimate:
cents: int
label: str
exact: bool = False # True when the amount is fixed/known, not an estimate
breakdown: list[str] = field(default_factory=list)
def _int(v, default=0) -> int:
try:
return int(str(v).strip())
except (TypeError, ValueError):
return default
def estimate_gov_fee(slug: str, intake: dict) -> GovFeeEstimate:
"""Estimate the all-in government fee (statutory fee + any agency card/
convenience processing fee) for an at-cost trucking service."""
est = _estimate_gov_fee_base(slug, intake)
proc = agency_processing_fee_cents(slug, est.cents)
if proc > 0:
est.breakdown.append(f"Agency processing fee: ${proc/100:.2f}")
est.cents += proc
est.label += f" (incl. ${proc/100:.2f} agency processing fee)"
return est
def _estimate_gov_fee_base(slug: str, intake: dict) -> GovFeeEstimate:
"""Statutory/base government fee before any agency processing surcharge."""
intake = intake or {}
power_units = max(_int(intake.get("power_units"), 1), 1)
base_state = (intake.get("base_state") or intake.get("address_state") or "").upper()
op_states = intake.get("operating_states") or []
if isinstance(op_states, str):
try:
op_states = json.loads(op_states)
except Exception:
op_states = [s.strip() for s in op_states.split(",") if s.strip()]
weight = (intake.get("gross_weight_bracket") or "_default")
if slug == "ifta-application":
cents = IFTA_DECAL_FEE_PER_UNIT_CENTS * power_units
return GovFeeEstimate(
cents=cents,
label=f"IFTA license + decals ({power_units} unit set(s), {base_state or 'base state'}) — at cost",
exact=False,
breakdown=[f"IFTA decals: {power_units} x ${IFTA_DECAL_FEE_PER_UNIT_CENTS/100:.2f}"],
)
if slug == "intrastate-authority":
cents = INTRASTATE_AUTHORITY_FEE_CENTS.get(base_state,
INTRASTATE_AUTHORITY_FEE_CENTS["_default"])
return GovFeeEstimate(
cents=cents,
label=f"{base_state or 'State'} intrastate authority filing fee — at cost",
exact=base_state in INTRASTATE_AUTHORITY_FEE_CENTS,
breakdown=[f"{base_state or 'State'} intrastate filing fee: ${cents/100:.2f}"],
)
if slug == "irp-registration":
wmult = IRP_WEIGHT_MULTIPLIERS.get(weight, IRP_WEIGHT_MULTIPLIERS["_default"])
# More operating jurisdictions => higher apportioned total. Base state +
# each additional operating state adds ~12% (rough apportionment proxy).
n_juris = max(len(set([base_state] + list(op_states)) - {""}), 1)
jfactor = 1.0 + 0.12 * (n_juris - 1)
cents = int(IRP_PER_UNIT_BASE_CENTS * power_units * wmult * jfactor)
return GovFeeEstimate(
cents=cents,
label=(f"IRP apportioned registration ESTIMATE — {power_units} unit(s), "
f"{weight.replace('_',' ')}, {n_juris} jurisdiction(s) — at cost, "
f"final fee set by {base_state or 'base state'} IRP office"),
exact=False,
breakdown=[
f"Base: ${IRP_PER_UNIT_BASE_CENTS/100:.2f}/unit x {power_units}",
f"Weight x{wmult}",
f"Jurisdictions x{jfactor:.2f} ({n_juris})",
f"Estimated total: ${cents/100:.2f}",
],
)
return GovFeeEstimate(cents=0, label="No government fee", exact=True)
def create_gov_fee_order(parent_order_number: str, slug: str, estimate: GovFeeEstimate,
customer_email: str, customer_name: str,
customer_phone: str = "") -> str | None:
"""Create (idempotently) a child gov-fee compliance order for the parent.
Returns the child order_number, or None on failure. The child has
service_fee_cents=0 and gov_fee_cents=estimate so it bills only the gov fee
through the normal checkout flow. Re-running updates the amount of an existing
unpaid child rather than creating duplicates.
"""
if estimate.cents <= 0:
return None
try:
import psycopg2
conn = psycopg2.connect(os.environ.get("DATABASE_URL", ""))
with conn.cursor() as cur:
# Reuse an existing UNPAID gov-fee child for this parent if present.
cur.execute(
"""SELECT order_number FROM compliance_orders
WHERE parent_order_number = %s AND service_slug = %s
AND payment_status = 'pending_payment'
ORDER BY created_at DESC LIMIT 1""",
(parent_order_number, f"{slug}-govfee"),
)
row = cur.fetchone()
if row:
child = row[0]
cur.execute(
"""UPDATE compliance_orders
SET gov_fee_cents = %s, gov_fee_label = %s, updated_at = now()
WHERE order_number = %s""",
(estimate.cents, estimate.label, child),
)
conn.commit()
conn.close()
LOG.info("[%s] Updated existing gov-fee child %s ($%.2f)",
parent_order_number, child, estimate.cents / 100)
return child
child = "CG-" + secrets.token_hex(4).upper()
cur.execute(
"""INSERT INTO compliance_orders
(order_number, parent_order_number, service_slug, service_name,
service_fee_cents, gov_fee_cents, gov_fee_label,
customer_email, customer_name, customer_phone,
payment_status, intake_data, intake_data_validated, fulfillment_status)
VALUES (%s, %s, %s, %s, 0, %s, %s, %s, %s, %s,
'pending_payment', %s, TRUE, NULL)""",
(
child, parent_order_number, f"{slug}-govfee",
f"Government fee — {slug}",
estimate.cents, estimate.label,
customer_email, customer_name, customer_phone,
json.dumps({"source": "gov-fee", "parent": parent_order_number,
"breakdown": estimate.breakdown, "exact": estimate.exact}),
),
)
conn.commit()
conn.close()
LOG.info("[%s] Created gov-fee child %s ($%.2f)",
parent_order_number, child, estimate.cents / 100)
return child
except Exception as exc: # noqa: BLE001
LOG.error("[%s] Failed to create gov-fee child order: %s", parent_order_number, exc)
return None
def gov_fee_payment_url(child_order_number: str) -> str:
"""Public payment page for a gov-fee child order. Reuses the standard order
page, which renders every payment method + surcharge and calls
/api/v1/checkout/create-session with order_type=compliance."""
return f"{SITE}/order/pay?order={child_order_number}"
def send_gov_fee_payment_email(customer_email: str, customer_name: str,
service_label: str, entity_name: str,
estimate: GovFeeEstimate, child_order_number: str) -> bool:
"""Email the customer a payment link for the government fee."""
if not customer_email:
return False
url = gov_fee_payment_url(child_order_number)
amt = f"${estimate.cents / 100:,.2f}"
qualifier = "" if estimate.exact else (
" This is an estimate billed at cost; if the state's final fee differs we "
"refund any overage or bill the small difference.")
try:
import smtplib
from email.mime.text import MIMEText
body = (
f"Hi {customer_name or 'there'},\n\n"
f"Your {service_label} for {entity_name} is ready to file. The only "
f"remaining step is the government/state fee, which we collect at cost:\n\n"
f" {service_label}\n"
f" Government fee: {amt}\n"
f" {estimate.label}\n\n"
f"Pay securely here (choose your preferred method — bank transfer/ACH "
f"has no processing fee):\n{url}\n\n"
f"{qualifier}\n\n"
f"As soon as the fee is paid we file with the state and send your "
f"confirmation.\n\n"
f"Order: {child_order_number}\n"
f"Questions? Reply here or call (888) 411-0383.\n\n"
f"Performance West Inc.\nDOT / State Motor Carrier Compliance\n"
)
msg = MIMEText(body)
msg["Subject"] = f"Action needed: government fee for your {service_label} ({amt})"
msg["From"] = os.getenv("SMTP_FROM", "Performance West <noreply@performancewest.net>")
msg["To"] = customer_email
with smtplib.SMTP(os.getenv("SMTP_HOST", "co.carrierone.com"),
int(os.getenv("SMTP_PORT", "587")), timeout=30) as s:
s.starttls()
u, p = os.getenv("SMTP_USER", ""), os.getenv("SMTP_PASS", "")
if u and p:
s.login(u, p)
s.sendmail("noreply@performancewest.net", [customer_email], msg.as_string())
LOG.info("Gov-fee payment email sent to %s for %s (%s)", customer_email, child_order_number, amt)
return True
except Exception as exc: # noqa: BLE001
LOG.warning("Failed to send gov-fee payment email to %s: %s", customer_email, exc)
return False