add virtual mailbox notes: Anytime Mailbox already in use, photo ID reuse for 1583

docs/foreign-qualification-fees.md

@@ -62,3 +62,22 @@ Used by the new carrier wizard to estimate costs when forming in Wyoming.
 - Foreign Qualification filing: $149 (our service fee)
 - Registered Agent per state: $99/yr
 - Total to carrier: $149 + state fee + $99/yr RA per state
+
+## Virtual Mailbox Requirement
+
+When forming out-of-state (e.g. Wyoming), the carrier needs a mailing address in the formation state for official correspondence. Options:
+
+- **NWRA RA service** — may include basic mail forwarding (check with CorpTools Monday)
+- **Virtual mailbox providers** (affiliate/reseller):
+  - iPostal1 — affiliate program, ~$10-15/mo retail
+  - Anytime Mailbox — affiliate program, ~$10-15/mo retail
+  - Earth Class Mail — business-focused, ~$15-20/mo
+- **Bundle pricing:** $149/yr as add-on to RA service (our margin ~$50-80/yr)
+
+**We already have Anytime Mailbox** — need photo ID for USPS Form 1583 (notarized).
+Photo ID is already collected during DOT intake and stored in MinIO. Same ID can be reused for:
+- MCS-150 filing (FMCSA identity verification)
+- Anytime Mailbox setup (USPS 1583 notarization)
+- Any future identity verification needs
+
+**Monday:** Check if we can automate the Anytime Mailbox 1583 process using the photo ID already on file.